What does Marshland Credit Union do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number
Income
Account balances
Payment history
Credit history
Credit scores
When you choose your account, we continue to share information about you according to our policies.
All financial companies need to share members’ personal information to run their everyday business – to process transactions, maintain customer accounts, and report to credit bureaus. In the section below, we list the reasons financial companies can share their members’ personal information, the reason Marshland Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information:
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. You cannot limit this type of sharing.
For our marketing purposes – to offer our products and services to you. You cannot limit this type of sharing.
For joint marketing with other financial companies. You cannot limit this type of sharing.
Other reasons we can share your personal information, but choose not to at this time:
For our affiliates’ everyday business purposes – information about your transactions and experiences.
For our affiliates’ everyday business purposes – information about your creditworthiness.
For our affiliates’ to market to you.
For nonaffiliates’ to market to you.
To limit our sharing:
Call (912) 279-2000 to speak with a member service representative.
Please note: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer a member, we continue to share your information as described in this notice. However, you can contact us any time to limit our sharing.
Who we are:
Who is providing this notice?
Marshland Credit Union
What we do:
How does Marshland Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Marshland Credit Union collect my personal information?
We collect your personal information, for example, when you:
Open an account
Deposit money
Pay your bills
Apply for a loan
Use your credit or debit card
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
Sharing for affiliates’ everyday business purposes – information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions:
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Marshland Credit Union has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Marshland Credit Union does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Marshland Credit Union does not share with nonaffiliates so they can market to you.